buy apple account：Depletion of EPF savings through i-Sinar points to bigger problems, analysts say

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,Analysts say the depletion of EPF savings through the i-Sinar facility shows that the government needs to implement a better retirement safety net for Malaysians and that wages are too low, which result in low contributions. – The Malaysian Insight file pic, March 29, 2021.

NEWS that at least 30% of Employees Provident Fund (EPF) contributors have used up their savings in the fund through the i-Sinar facility and have only RM100 left is a sign of larger problems, economists and analysts said.

Some point to the shortcomings of the EPF system, while others said it is slow wage growth that results in the amount of EPF savings not reaching the required level for a decent retirement.

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